Chinatrust (Philippines) Commercial Bank Corporation (CHTR) was incorporated on September 7, 1995 initially as Access Banking Corporation, and commenced operations as a domestic commercial bank on September 26 of the same year. A year later, Access Banking Corporation's name was changed to its present name. On June 2, 1999, CHTR's shares were listed at the Philippine Stock Exchange. The company is a subsidiary of Chinatrust Commercial Bank, Ltd. (CTCB) of Taiwan. As a full-service commercial bank, CHTR offers various products and services, such as cash management services, peso deposits, consumer loans, foreign currency deposits, corporate lending, treasury products, trust products, international trade, and remittances. From the foregoing products and services, the company's revenues are categorized into three major segments, namely, portfolio products, transactional banking products, and exposure management products. CHTR's products and services are made available to its clients through its offices, branch network, and all automatic teller machines (ATMs). Likewise, some products can now be accessed through the internet. As of December 31, 2008, the company operated 22 branches. Source: SEC Form 17-A (2008)